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LibertyOnline Banking

Personal Checking ... With Options!

Everyone has different checking needs. With four checking options to choose from, we're sure to have an account that's just right for you!

Choose Choice Checking if » You want an interest-bearing account that rewards you with Bonus Rates for using convenient electronic banking services.

 
Monthly Fee Free
Minimum Balance None
Free Checks Starter Pack
Free Statements Free E-Statements1
LibertyOnline Banking Free
LibertyBill Pay Free2
Earns Interest Yes. Bonus Rates available on first $100,0003

BENEFITS AND FEATURES

  • Unlimited check writing
  • Free unlimited ATM access at LibertyBank and MoneyPass ATMs 4
  • 1/4% off Home Equity Loan or other selected consumer loan interest rates 5
  • No annual fee LibertyCheck Card from Visa®




SPECIAL FEATURES

Earn your Base Rate by:

  • Enrolling and logging into LibertyOnline Banking

Earn a higher Bonus Rate by:

  • Clearing ten or more LibertyCheck Card purchases by the due date each statement cycle 3

Earn the highest Bonus Rate by meeting the requirements above plus at least two of the following by the due date each statement cycle: 3

  • Perform one or more direct deposits or direct payments
  • Submit three or more LibertyBill Payments
  • Maintain an average balance of $10,000 or more

 


 

KEY DATES

The following are the deadline dates for completing your qualifications to earn Bonus Rates for the next few months. We will update these dates each month to keep you informed:

2008

Online Banking
Enrollment Deadline

Transactions
Must Clear By 3

Cycle
Date

August

8/22/2008

8/26/2008

8/27/2008

September

 9/23/2008

 9/25/2008

 9/27/2008

October

 10/22/2008

 10/24/2008

 10/27/2008

November

11/21/2008

 11/25/2008

 11/27/2008

 




DISCLOSURES

Minimum to open account is $50. Interest-bearing accounts are variable-rate and the rate may change after account is opened. Fees and charges may reduce earnings. Accounts shown are not available for businesses.

1 LibertyOnline Statements are free with Choice Checking. A $3 monthly paper statement fee applies if you elect to continue to receive a paper statement.
2 LibertyBill Pay is free when you complete one or more bill payments each statement cycle, or a $3 Inactivity Fee applies.
3 All requirements to qualify for Bonus Rates must be met at least one business day prior to the statement cycle end date or two business days if the statement cycle ends on a weekend or bank holiday. Transactions that post to your account after the Eligible Transaction Date, and before the beginning of your next statement cycle, do not carry over to the next statement cycle. Balances over $100,000 earn interest at the Base Rate.
4 Surcharges at non-MoneyPass network ATMs may apply.
5 Subject to credit approval. 1/4% rate reduction based on automatic payments from your LibertyBank personal checking account. Check with offices for qualifying consumer loans. Offer subject to change without notice.